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DID YOU KNOW? The 30-year fixed-rate mortgage averaged 4.94% in the Nov.8 week, a gain of 11 basis points, mortgage finance provider Freddie Mac said Thursday. That was the highest for the popular loan product since February 2011. The 15-year fixed-rate mortgage averaged 4.33%, and the 5-year Treasury-indexed hybrid adjustable-rate mortgage averaged 4.14%, both up 10 basis points during the week. (Marketwatch)
 
DID YOU KNOW? By 2030, 75 million workers around the globe will need to change occupational category due to automation, according to a December 2017 study by McKinsey, and 400 million jobs could be potentially displaced. These estimates are based on an analysis of 46 countries that include 90% of global gross domestic product and a mid-level pace of adoption of automation. A report published in March by the Organization for Economic Co-operation and Development predicts 14% of the jobs measured in 32 OECD countries - about 66 million jobs - are "highly automatable," which the report defines as having a probability of being automated over 70% over the next 15 to 20 years. Another 32% have a risk of being automated at 50 - 70%. For agents to prosper in the future, think of all the things you can do that only a human can do.....



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